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Investment Compliance

Compliance Framework

BantuHive maintains the highest standards of investment compliance in accordance with Ghanaian law and international best practices to protect both investors and issuers on our platform.

Anti-Money Laundering (AML) Compliance

BantuHive implements comprehensive AML procedures in compliance with the Anti-Money Laundering Act, 2020 (Act 1044) and guidance from the Financial Intelligence Centre (FIC) of Ghana.

Customer Due Diligence

  • • Identity verification with Ghana Card or Passport
  • • Address verification with utility bills
  • • Source of funds documentation
  • • Enhanced due diligence for high-risk customers
  • • Ongoing monitoring of transactions

Transaction Monitoring

  • • Real-time transaction screening
  • • Suspicious activity detection algorithms
  • • Threshold reporting to FIC Ghana
  • • Currency transaction reports (CTRs)
  • • Sanctions list screening

Know Your Customer (KYC) Requirements

All platform users must complete comprehensive KYC verification before participating in any investment activities:

Individual Investors

  • Valid government-issued photo ID (Ghana Card, Passport, or Driver's License)
  • Proof of address (utility bill or bank statement within 3 months)
  • Tax Identification Number (TIN)
  • Employment and income verification
  • Investment experience questionnaire
  • Risk tolerance assessment

Corporate Investors

  • Certificate of incorporation from Registrar General's Department
  • Memorandum and Articles of Association
  • Board resolution authorizing investments
  • Beneficial ownership declaration (Form 5 - Beneficial Ownership)
  • Authorized signatories documentation
  • Audited financial statements

Investor Protection Measures

Suitability Assessment

  • Investment objectives evaluation
  • Financial situation analysis
  • Risk tolerance measurement
  • Investment experience review
  • Concentration limits enforcement

Risk Disclosure

  • Comprehensive risk warnings
  • Investment-specific risk factors
  • Liquidity risk notifications
  • Market risk explanations
  • Platform risk disclosures

Compliance Monitoring & Reporting

Internal Controls

  • • Designated Compliance Officer (DCO)
  • • Regular compliance audits and reviews
  • • Staff training and certification programs
  • • Policy updates and regulatory change management
  • • Incident reporting and remediation procedures

External Reporting

  • • Quarterly compliance reports to SEC Ghana
  • • Suspicious transaction reports to FIC Ghana
  • • Annual independent compliance audit
  • • Regulatory examination cooperation
  • • Investor complaint tracking and resolution

Data Protection & Privacy

In compliance with the Data Protection Act, 2012 (Act 843) and emerging data privacy regulations:

  • Secure data storage with encryption at rest and in transit
  • Limited data collection for legitimate business purposes only
  • Regular security assessments and penetration testing
  • Data breach notification procedures
  • Customer data access and deletion rights

Compliance Contact

Chief Compliance Officer

BantuHive Ltd

Email: compliance@bantuhive.com

Phone: +233 (0) 200 415 683

Address: HNO. B293, Apollo, Takoradi, Ghana

Important Investment Notice

IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE ISSUER AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENTS ON BANTUHIVE ARE SPECULATIVE, ILLIQUID, AND INVOLVE A HIGH DEGREE OF RISK, INCLUDING THE POSSIBLE LOSS OF YOUR ENTIRE INVESTMENT.

www.BantuHive.com is a website owned and operated by BantuHive LLC ("BantuHive").

Securities offered on BantuHive are regulated by the Securities and Exchange Commission, Ghana (SEC Ghana)

All investment opportunities on this platform comply with SEC Ghana regulations and have undergone proper regulatory review. BantuHive operates under the supervision and guidelines set forth by SEC Ghana to ensure compliance with securities laws and investor protection standards.

BantuHive conducts thorough due diligence and verification of all information provided by issuers. We verify the adequacy, accuracy, and completeness of offering materials to maintain the highest standards of transparency and investor protection. However, investors should conduct their own independent research and consult with financial advisors before making any investment decisions.

Investing in private securities involves significant risks and is not suitable for all investors. These investments are highly speculative, illiquid, and carry a high degree of risk, including the potential loss of your entire investment. You should only invest capital that you can afford to lose completely.

Private company securities typically lack an established secondary market, BantuHive does not offer a secondary market for liquidity at the moment. Each investment opportunity carries unique risks specific to the company, industry, and market conditions. Prospective investors should carefully review all offering documents and seek professional advice.

By accessing this site and any pages herein, you acknowledge and agree to be bound by our Terms of Use and Privacy Policy, which may be updated periodically without prior notice.

International Investors

Investment opportunities are offered in compliance with Ghana securities regulations and African market standards. International investors are responsible for ensuring that their participation complies with the laws and regulations of their country of residence. We strongly recommend consulting with legal, tax, and financial advisors in your jurisdiction before investing.

For additional information or customer support, please contact us at contact@bantuhive.com.