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Investment Compliance

Compliance Framework

BantuHive maintains the highest standards of investment compliance in accordance with Ghanaian law and international best practices to protect both investors and issuers on our platform.

Anti-Money Laundering (AML) Compliance

BantuHive implements comprehensive AML procedures in compliance with the Anti-Money Laundering Act, 2020 (Act 1044) and guidance from the Financial Intelligence Centre (FIC) of Ghana.

Customer Due Diligence

  • • Identity verification with Ghana Card or Passport
  • • Address verification with utility bills
  • • Source of funds documentation
  • • Enhanced due diligence for high-risk customers
  • • Ongoing monitoring of transactions

Transaction Monitoring

  • • Real-time transaction screening
  • • Suspicious activity detection algorithms
  • • Threshold reporting to FIC Ghana
  • • Currency transaction reports (CTRs)
  • • Sanctions list screening

Know Your Customer (KYC) Requirements

All platform users must complete comprehensive KYC verification before participating in any investment activities:

Individual Investors

  • Valid government-issued photo ID (Ghana Card, Passport, or Driver's License)
  • Proof of address (utility bill or bank statement within 3 months)
  • Tax Identification Number (TIN)
  • Employment and income verification
  • Investment experience questionnaire
  • Risk tolerance assessment

Corporate Investors

  • Certificate of incorporation from Registrar General's Department
  • Memorandum and Articles of Association
  • Board resolution authorizing investments
  • Beneficial ownership declaration (Form 5 - Beneficial Ownership)
  • Authorized signatories documentation
  • Audited financial statements

Investor Protection Measures

Suitability Assessment

  • Investment objectives evaluation
  • Financial situation analysis
  • Risk tolerance measurement
  • Investment experience review
  • Concentration limits enforcement

Risk Disclosure

  • Comprehensive risk warnings
  • Investment-specific risk factors
  • Liquidity risk notifications
  • Market risk explanations
  • Platform risk disclosures

Compliance Monitoring & Reporting

Internal Controls

  • • Designated Compliance Officer (DCO)
  • • Regular compliance audits and reviews
  • • Staff training and certification programs
  • • Policy updates and regulatory change management
  • • Incident reporting and remediation procedures

External Reporting

  • • Quarterly compliance reports to SEC Ghana
  • • Suspicious transaction reports to FIC Ghana
  • • Annual independent compliance audit
  • • Regulatory examination cooperation
  • • Investor complaint tracking and resolution

Data Protection & Privacy

In compliance with the Data Protection Act, 2012 (Act 843) and emerging data privacy regulations:

  • Secure data storage with encryption at rest and in transit
  • Limited data collection for legitimate business purposes only
  • Regular security assessments and penetration testing
  • Data breach notification procedures
  • Customer data access and deletion rights

Compliance Contact

Chief Compliance Officer

BantuHive Ltd

Email: compliance@bantuhive.com

Phone: +233 (0) 200 415 683

Address: HNO. B293, Apollo, Takoradi, Ghana

Important Investment Notice

INVESTMENTS IN STARTUPS AND SMES ARE SPECULATIVE, ILLIQUID, AND INVOLVE A HIGH DEGREE OF RISK, INCLUDING THE POSSIBLE LOSS OF YOUR ENTIRE INVESTMENT. PARTICIPANTS MUST RELY ON THEIR OWN EXAMINATION OF EACH ISSUER AND THE TERMS OF ANY OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED.

www.bantuhive.com is owned and operated by BantuHive Ltd. (“BantuHive”), a private technology platform facilitating capital introduction between issuers and invited participants.

PLATFORM STATUS NOTICE: BantuHive investment crowdfunding is currently operating in a controlled, invite-only private pilot phase. The platform's investment crowdfunding is not open to the general public. Strictly invite-only.

BantuHive does not provide investment advice, recommendations, or guarantees. All information relating to investment opportunities is provided by issuers, and participants are encouraged to conduct their own independent due diligence before committing capital.

BantuHive does not hold client funds. Payment processing and fund transfers are facilitated through regulated third-party payment service providers.

Investments in private securities are not suitable for all investors. These investments are highly speculative, subject to business, market, and liquidity risks, and may result in the loss of the entire invested amount. Participants should only commit capital they can afford to lose.

Private company securities typically lack an established secondary market. BantuHive does not currently provide a secondary market or liquidity mechanism for investments.

By accessing this site and any pages herein, you acknowledge and agree to be bound by our Terms of Use and Privacy Policy, which may be updated periodically.

International Participants

Participation in private investment opportunities may be subject to the laws and regulations of your country of residence. International participants are responsible for ensuring their compliance with applicable legal, tax, and regulatory requirements and should seek independent professional advice where appropriate.

For additional information or support, please contact us at help@bantuhive.com.