Investor Guide
Everything you need to know about investing through BantuHive's crowdfunding platform.
Getting Started as an Investor
Account Setup
- • Complete KYC verification with Ghana Card
- • Provide proof of address and income
- • Set up secure payment methods
- • Complete investor suitability assessment
Investment Limits
- • Individual investors: GHS 50,000/year maximum
- • Accredited investors: Higher limits apply
- • Minimum investment: GHS 50 per project
- • 48-hour cooling-off period for all investments
Investment Types
Donation/Grant Support
Financial support for social causes with no expectation of financial return.
- • Tax deductions for charitable giving
- • Direct social impact
- • Regular impact reports
Reward-Based Investment
Pre-purchase products or services at discounted rates or exclusive access.
- • Early access to products
- • Discounted pricing
- • Exclusive rewards and experiences
Equity Investment
Purchasing ownership stakes in companies with potential for financial returns.
- • Potential capital appreciation
- • Dividend payments
- • Voting rights in company decisions
Due Diligence Framework
Financial Analysis
- • Understand how the company makes money
- • Analyze market size and potential
- • Review growth projections
- • Review audited financial statements
- • Assess cash flow and burn rate
- • Evaluate debt and equity structure
Management Team Assessment
• Track record and relevant experience
• Leadership and execution capabilities
• Transparency in communication
• Alignment of interests with investors
Risk Management
Common Risks
- • Market Risk: Changes in economic conditions
- • Liquidity Risk: Difficulty selling investments
- • Company Risk: Business failure or poor performance
- • Regulatory Risk: Changes in laws and regulations
Risk Mitigation
- • Diversification: Spread investments across sectors
- • Due Diligence: BantuHive handles 99% of the checks, but always do your own research before investing.
- • Investment Limits: Never invest more than you can afford to lose
- • Regular Monitoring: Track performance and updates
Portfolio Management
Diversification Strategy
Technology, Agriculture, Healthcare, Finance, Manufacturing
Early-stage, Growth-stage, Mature companies
Accra, Kumasi, Takoradi, Rural areas
Monitoring Your Investments
- • Regular review of company updates and reports
- • Track key performance indicators (KPIs)
- • Engage with management through investor updates
- • Utilize BantuHive's portfolio dashboard for insights
Tax Implications
Ghana Tax Considerations
- • 15% on gains from equity investments
- • Exemptions for certain long-term holdings
- • Proper documentation required
- • 8% withholding tax on dividend income
- • Tax certificates provided by companies
- • Quarterly reporting requirements
*This is general information only. Consult a qualified tax professional for advice specific to your situation.
Investor Support
Email: investors@bantuhive.com
Phone: +233 (0) 302 123 4567
Investment Hotline: +233 (0) 200 000 000
Webinars: Every Wednesday 2:00 PM GMT
One-on-one consultations available
Investor community forum access