Investor Guide
Everything you need to know about investing through BantuHive's crowdfunding platform.
Standard Due Diligence Guide
BantuHive's Standard Due Diligence Guide
Our mission is to democratize access to funding, empowering individuals and communities to build legacies, spark innovation, and make good things happen. In doing so, we provide all types of investors with the opportunity to invest in exciting early-stage and growth stage businesses, often presenting opportunities that investors could not access elsewhere. Therefore, we believe it is right that investors understand both the risks of investing in this asset class and the extent of, and limits to, the protections they receive.
View Due Diligence GuideGetting Started as an Investor
Account Setup
- • Complete KYC verification with Ghana Card
- • Provide proof of address and income
- • Set up secure payment methods
- • Complete investor suitability assessment
Investment Limits
- • Individual investors: GHS 50,000/year maximum
- • Accredited investors: Higher limits apply
- • Minimum investment: GHS 50 per project
- • 48-hour cooling-off period for all investments
Investment Types
Donation/Grant Support
Financial support for social causes with no expectation of financial return.
- • Tax deductions for charitable giving
- • Direct social impact
- • Regular impact reports
Reward-Based Investment
Pre-purchase products or services at discounted rates or exclusive access.
- • Early access to products
- • Discounted pricing
- • Exclusive rewards and experiences
Equity Investment
Purchasing ownership stakes in companies with potential for financial returns.
- • Potential capital appreciation
- • Dividend payments
- • Voting rights in company decisions
Due Diligence Framework
Financial Analysis
- • Understand how the company makes money
- • Analyze market size and potential
- • Review growth projections
- • Review audited financial statements
- • Assess cash flow and burn rate
- • Evaluate debt and equity structure
Management Team Assessment
• Track record and relevant experience
• Leadership and execution capabilities
• Transparency in communication
• Alignment of interests with investors
Risk Management
Common Risks
- • Market Risk: Changes in economic conditions
- • Liquidity Risk: Difficulty selling investments
- • Company Risk: Business failure or poor performance
- • Regulatory Risk: Changes in laws and regulations
Risk Mitigation
- • Diversification: Spread investments across sectors
- • Due Diligence: BantuHive handles 99% of the checks, but always do your own research before investing.
- • Investment Limits: Never invest more than you can afford to lose
- • Regular Monitoring: Track performance and updates
Portfolio Management
Diversification Strategy
Technology, Agriculture, Healthcare, Finance, Manufacturing
Early-stage, Growth-stage, Mature companies
Accra, Kumasi, Takoradi, Rural areas
Monitoring Your Investments
- • Regular review of company updates and reports
- • Track key performance indicators (KPIs)
- • Engage with management through investor updates
- • Utilize BantuHive's portfolio dashboard for insights
Tax Implications
Ghana Tax Considerations
- • 15% on gains from equity investments
- • Exemptions for certain long-term holdings
- • Proper documentation required
- • 8% withholding tax on dividend income
- • Tax certificates provided by companies
- • Quarterly reporting requirements
*This is general information only. Consult a qualified tax professional for advice specific to your situation.
Investor Support
Email: investors@bantuhive.com
Phone: +233 (0) 302 123 4567
Investment Hotline: +233 (0) 200 000 000
Webinars: Every Wednesday 2:00 PM GMT
One-on-one consultations available
Investor community forum access